TaxNav

TaxNav is HMRC-recognised software built for Making Tax Digital for Income Tax, letting sole traders and landlords keep digital records and submit quarterly updates and their final declaration directly to HMRC, from £5 a month.

At a glance

TaxNav is built specifically around Making Tax Digital for Income Tax, giving sole traders and landlords a straightforward, browser-based way to keep digital records and submit quarterly updates and their final declaration - including support for continuing to use your existing spreadsheet via an import worksheet.

£5/m

3

Annual plan

Income types covered

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What is TaxNav?

TaxNav is software designed around the requirements of Making Tax Digital for Income Tax. Rather than being a full bookkeeping platform with invoicing, payroll and multi-user features, it focuses on the core MTD for IT workflow: digital record keeping, quarterly updates and the final declaration, all in your browser with no download needed. It also lets you keep using your existing Excel, Google Sheets or Apple Numbers spreadsheet via an import worksheet, rather than forcing you to switch systems. One licence covers self-employment, UK property and foreign property together, with no per-property charges.

Is TaxNav HMRC-recognised?

Yes. TaxNav is on HMRC’s official list of software recognised for Making Tax Digital for Income Tax, and is already being used by hundreds of pilot users submitting live to HMRC.

How does TaxNav handle MTD for Income Tax?

  • Digital record keeping: enter income and expenses directly in TaxNav, or connect your existing spreadsheet using its import worksheet

  • Quarterly updates: TaxNav compiles your records into the quarterly summary format HMRC requires and submits directly from the software

  • Final declaration: at year end, TaxNav helps bring together the four quarterly updates plus any other income or reliefs so you can submit your final declaration by 31 January

  • AI error checking: TaxNav flags likely mistakes before you submit, to help catch errors early

Key features

  • Built specifically around the MTD for Income Tax workflow rather than as a general accounting add-on

  • Browser-based, with no download needed, and works on any device

  • Spreadsheet bridging for Excel, Google Sheets and Apple Numbers, so you can keep your existing habits

  • One licence covers self-employment, UK property and foreign property, with no per-property charges

  • CIS deduction retrieval, useful if you’re a construction worker

Pricing

TaxNav has three straightforward options.

Free trial - £0

Explore the software before committing:

  • Full access to try TaxNav and see how it works

  • Guided, step-by-step setup

  • Cancel any time

Monthly plan - £6/month (plus VAT)

Pay as you go:

  • Full MTD for Income Tax compliance, quarterly updates and final declaration

  • Spreadsheet bridging included

  • Cancel any time

Annual plan - £60/year (plus VAT)

Works out at £5/month (plus VAT) if you pay upfront:

  • Everything in the monthly plan, at a lower effective monthly cost

  • One licence covers self-employment, UK property and foreign property

  • No per-property charges

Pros and cons

Pros:

  • Built specifically for MTD for Income Tax, rather than being a general accounting platform with MTD bolted on

  • One of the cheapest HMRC-recognised options, from £5 a month on the annual plan

  • Keeps working with your existing spreadsheet via an import worksheet, so no need to relearn a new system

  • One licence covers self-employment, UK property and foreign property together, with no per-property charges

Cons:

  • Less well-known than major providers like Xero, QuickBooks or Sage, so fewer independent reviews and less accountant familiarity

  • Doesn’t offer the wider bookkeeping features (invoicing, bank reconciliation, payroll) that full accounting platforms include

  • Newer to the market, with a live pilot user base rather than years of established track record

Who is TaxNav best for MTD for Income Tax?

TaxNav is worth considering if you want software built specifically around MTD for Income Tax compliance, at one of the lowest prices among HMRC-recognised options, without paying for wider accounting features you won’t use. It’s a particularly good fit if you already keep records in a spreadsheet and want to carry on doing so via its import worksheet. Being newer to the market, it’s worth comparing against better-known alternatives if track record and accountant familiarity matter to you.

Frequently asked questions

Is TaxNav free for Making Tax Digital for Income Tax?

TaxNav offers a free trial, then paid plans from £6 a month (plus VAT), or £60 a year (plus VAT) - equivalent to £5 a month if you pay annually.

Is TaxNav HMRC-recognised?

Yes, TaxNav is on HMRC’s official list of software recognised for MTD for Income Tax.

How is TaxNav different from a full accounting platform like Xero or QuickBooks?

TaxNav focuses specifically on the MTD for Income Tax workflow - digital records, quarterly updates and the final declaration - rather than offering the wider bookkeeping features (invoicing, payroll, bank reconciliation) that full accounting platforms include.

Can I keep using my existing spreadsheet with TaxNav?

Yes. TaxNav supports Excel, Google Sheets and Apple Numbers via an import worksheet, so your income and expense summaries flow straight into TaxNav without you having to change how you keep records.

When do I need to start using MTD-compliant software like TaxNav?

Sole traders with qualifying income above £50,000 needed to comply from April 2026. Those with income between £30,000 and £50,000 must join from April 2027.

Compare MTD software for sole traders

TaxNav is one option among several worth comparing. Browse the full MTD Software directory to compare it against Xero, QuickBooks, 123 Sheets and other HMRC-recognised options.

Pricing and offers correct at time of publication. Always check the TaxNav website for current pricing before signing up.

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